.article-hero{padding:calc(130px + var(--info-bar-height, 0px)) 0 48px;background:linear-gradient(160deg,#f0f4fa,#fff8ed 40%,#fff)}.article-hero .breadcrumb{display:flex;align-items:center;gap:8px;font-size:.82rem;color:#999;margin-bottom:28px}.article-hero .breadcrumb a{color:#888;transition:color .2s}.article-hero .breadcrumb a:hover{color:#efaa1e}.article-hero .breadcrumb .current{color:#1b305a;font-weight:600}.article-meta-top{display:flex;align-items:center;gap:14px;margin-bottom:20px;flex-wrap:wrap}.article-cat-tag{background:#efaa1e1a;color:#d4930a;padding:5px 16px;border-radius:20px;font-size:.8rem;font-weight:600;transition:all .2s}.article-cat-tag:hover{background:#efaa1e;color:#fff}.article-date,.article-read-time{display:inline-flex;align-items:center;gap:5px;font-size:.82rem;color:#888;font-weight:500}.article-hero h1{font-size:2.4rem;font-weight:900;color:#1b305a;line-height:1.25;margin-bottom:24px;letter-spacing:-.02em;max-width:800px}.article-author{display:flex;align-items:center;gap:12px}.author-avatar{width:42px;height:42px;background:linear-gradient(135deg,#1b305a,#0f1d38);border-radius:50%;display:flex;align-items:center;justify-content:center}.author-name{display:block;font-size:.92rem;font-weight:700;color:#1b305a}.author-role{display:block;font-size:.78rem;color:#999}.article-featured-image{padding:0 0 24px;background:#fff}.featured-img-wrap{border-radius:18px;overflow:hidden;max-height:480px;box-shadow:0 12px 40px #1b305a14}.featured-img-wrap img{width:100%;height:100%;object-fit:cover;display:block}.article-content{padding:48px 0 80px;background:#fff}.article-layout{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.article-body{max-width:100%;overflow-wrap:break-word}.article-body h2{font-size:1.5rem;font-weight:800;color:#1b305a;margin:40px 0 16px;line-height:1.3}.article-body h3{font-size:1.2rem;font-weight:700;color:#1b305a;margin:32px 0 12px;line-height:1.35}.article-body h4{font-size:1.05rem;font-weight:700;color:#1b305a;margin:24px 0 10px}.article-body p{font-size:1rem;color:#444;line-height:1.85;margin-bottom:20px}.article-body a{color:#efaa1e;text-decoration:underline;text-underline-offset:2px;transition:color .2s}.article-body a:hover{color:#d4930a}.article-body ul,.article-body ol{margin:16px 0 20px 24px;color:#444;line-height:1.85}.article-body li{margin-bottom:8px;font-size:1rem}.article-body blockquote{border-left:4px solid #EFAA1E;background:#fff8ed;padding:20px 24px;margin:24px 0;border-radius:0 12px 12px 0;font-style:italic;color:#555}.article-body img{max-width:100%;height:auto;border-radius:12px;margin:24px 0}.article-body hr{border:none;border-top:1px solid #eef0f5;margin:36px 0}.article-body table{width:100%;border-collapse:collapse;margin:24px 0;font-size:.92rem}.article-body th,.article-body td{border:1px solid #eef0f5;padding:12px 16px;text-align:left}.article-body th{background:#f7f8fc;font-weight:700;color:#1b305a}.article-body strong{color:#1b305a;font-weight:700}.article-sidebar{position:sticky;top:100px;display:flex;flex-direction:column;gap:24px}.sidebar-card{background:#f7f8fc;border:1px solid #eef0f5;border-radius:16px;padding:24px}.sidebar-card h4{font-size:1rem;font-weight:700;color:#1b305a;margin-bottom:14px}.share-links{display:flex;gap:8px}.share-btn{display:flex;align-items:center;justify-content:center;width:42px;height:42px;border-radius:10px;transition:all .2s;color:#555;background:#fff;border:1px solid #eef0f5}.share-btn:hover{color:#fff;transform:translateY(-2px)}.share-facebook:hover{background:#1877f2;border-color:#1877f2}.share-twitter:hover{background:#000;border-color:#000}.share-linkedin:hover{background:#0a66c2;border-color:#0a66c2}.share-whatsapp:hover{background:#25d366;border-color:#25d366}.sidebar-inquiry{background:#fff;border:1px solid #eef0f5}.sidebar-inquiry h4{font-size:1.05rem;margin-bottom:6px}.sidebar-inquiry-desc{font-size:.82rem;color:#888;line-height:1.5;margin-bottom:18px}.sf-group{margin-bottom:10px}.sf-group input,.sf-group textarea{width:100%;padding:10px 12px;border:1px solid #e8e8e8;border-radius:8px;font-size:.85rem;font-family:inherit;color:#333;background:#fafbfd;transition:border-color .2s,box-shadow .2s}.sf-group input:focus,.sf-group textarea:focus{outline:none;border-color:#efaa1e;box-shadow:0 0 0 3px #efaa1e1a}.sf-group textarea{resize:vertical}.sf-submit{width:100%;padding:11px;font-size:.88rem;margin-top:4px}.newsletter-section{padding:0;background:#fff}.newsletter-card{background:linear-gradient(135deg,#1b305a,#0f1d38);border-radius:20px;padding:48px 44px;display:flex;align-items:center;gap:48px}.newsletter-content{flex:1;display:flex;gap:18px;align-items:flex-start}.newsletter-icon{width:52px;height:52px;background:#efaa1e1f;border-radius:14px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.newsletter-content h3{font-size:1.2rem;font-weight:800;color:#fff;margin-bottom:8px;line-height:1.3}.newsletter-content p{font-size:.88rem;color:#ffffff8c;line-height:1.65}.newsletter-form{flex-shrink:0;width:340px}.nf-fields{display:flex;flex-direction:column;gap:8px}.nf-fields input{width:100%;padding:12px 14px;border:1px solid rgba(255,255,255,.12);border-radius:8px;font-size:.88rem;font-family:inherit;color:#fff;background:#ffffff0f;transition:border-color .2s,box-shadow .2s}.nf-fields input::placeholder{color:#ffffff59}.nf-fields input:focus{outline:none;border-color:#efaa1e;box-shadow:0 0 0 3px #efaa1e26;background:#ffffff14}.nf-submit{width:100%;padding:12px;font-size:.9rem}.nf-disclaimer{font-size:.72rem;color:#ffffff4d;margin-top:10px;text-align:center}.related-articles{padding:60px 0 80px;background:#f7f8fc}.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.related-articles .insight-card{display:flex;flex-direction:column;border-radius:16px;border:1px solid #eef0f5;overflow:hidden;transition:all .3s;background:#fff}.related-articles .insight-card:hover{transform:translateY(-4px);box-shadow:0 12px 40px #1b305a14;border-color:#efaa1e}.related-articles .card-image{height:180px;overflow:hidden}.related-articles .card-image img{width:100%;height:100%;object-fit:cover;transition:transform .4s}.related-articles .insight-card:hover .card-image img{transform:scale(1.06)}.related-articles .card-image-placeholder{display:flex;flex-direction:column;align-items:flex-start;justify-content:flex-end;padding:20px;background:linear-gradient(145deg,#1b305a,#0f1d38);overflow:hidden;position:relative}.related-articles .card-image-placeholder:before{content:"";position:absolute;top:-30px;right:-30px;width:100px;height:100px;border-radius:50%;background:#efaa1e14}.related-articles .card-image-placeholder:after{content:"";position:absolute;bottom:-20px;left:-20px;width:70px;height:70px;border-radius:50%;background:#efaa1e0d}.related-articles .placeholder-cat{display:inline-block;font-size:.68rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:#efaa1e;background:#efaa1e1f;padding:4px 10px;border-radius:4px;margin-bottom:8px;position:relative;z-index:1}.related-articles .placeholder-title{font-size:.92rem;font-weight:700;color:#ffffffd9;line-height:1.4;display:-webkit-box;-webkit-line-clamp:3;-webkit-box-orient:vertical;overflow:hidden;position:relative;z-index:1}.related-articles .card-body{padding:20px}.related-articles .card-meta{display:flex;align-items:center;justify-content:space-between;margin-bottom:12px}.related-articles .card-body h3{font-size:1rem;font-weight:700;color:#1b305a;line-height:1.4;margin-bottom:8px;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;overflow:hidden}.related-articles .card-body>p{font-size:.85rem;color:#666;line-height:1.6}.related-articles .insight-tag{background:#efaa1e1a;color:#d4930a;padding:4px 14px;border-radius:20px;font-size:.76rem;font-weight:600}.related-articles .insight-time{font-size:.78rem;color:#999;font-weight:500}@media(max-width:1024px){.article-layout{grid-template-columns:1fr}.article-sidebar{position:static;flex-direction:row;flex-wrap:wrap}.sidebar-card{flex:1;min-width:260px}.related-grid{grid-template-columns:repeat(2,1fr)}.newsletter-card{flex-direction:column;gap:32px;padding:36px 32px}.newsletter-form{width:100%}}@media(max-width:768px){.article-hero h1{font-size:1.8rem}.article-sidebar{flex-direction:column}.related-grid{grid-template-columns:1fr}.newsletter-card{padding:28px 24px}.newsletter-content{flex-direction:column;gap:14px}.newsletter-content h3{font-size:1.08rem}}.form-result{padding:14px 18px;border-radius:8px;font-size:.9rem;margin-bottom:16px;display:none}.form-result.success{background:#e8f5e9;color:#2e7d32;border:1px solid #a5d6a7;display:block}.form-result.error{background:#fbe9e7;color:#c62828;border:1px solid #ef9a9a;display:block}