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Business Consulting
Strategic advisory services to improve performance, optimise operations, and accelerate growth for Zambian SMEs and corporates.
- Business Transformation
- Corporate Strategy
- Operational Efficiency
Zambia's Premier Business Consultancy
Building Timeless Businesses Across Africa
Unlock your business's full potential with expert business advisory, tax consultancy, accounting, and enterprise solutions. We partner with Zambian SMEs and corporates to drive growth, ensure compliance, and transform operations.
30+ Businesses Served
8+ Years Experience
6+ Service Lines
98% Client Retention
Business Advisory Strategic Growth
Enterprise Solutions Odoo, Sage, Pastel
Tax & Compliance ZRA Compliant
8+ Years of
Excellence
Excellence
Who We Are
Zambia's Trusted Partner in Business Growth & Transformation
M&J Consultants is a leading business consultancy firm headquartered in Lusaka, Zambia. We specialise in empowering small and medium enterprises (SMEs) and corporates across Africa with the strategic guidance they need to thrive in competitive markets.
From business advisory and tax consultancy to digital transformation through enterprise solutions like Odoo ERP, Sage Pastel, and QuickBooks — we provide end-to-end support that helps businesses stay compliant, efficient, and future-ready.
ZRA Accredited
Fully compliant tax advisory services aligned with Zambia Revenue Authority standards
Dedicated Team
Experienced consultants across tax, accounting, HR, and enterprise technology
Pan-African Reach
Serving clients across Zambia with a vision to expand across Africa
What We Offer
Comprehensive Business Solutions
Tailored consultancy and technology solutions designed for Zambian businesses at every stage of growth
Accounting & Bookkeeping
Comprehensive bookkeeping, financial reporting, and compliance services to keep your books accurate and up to date with Zambian standards.
- Financial Statements
- Monthly Bookkeeping
- Compliance Reporting
Tax Consultancy
Expert tax advisory covering corporate tax, VAT, turnover tax, and PAYE — ensuring full ZRA compliance while minimising your tax burden.
- Corporate Tax Planning
- VAT Management
- PAYE Compliance
HR Consulting
End-to-end human resource advisory including workforce planning, payroll management, employment contracts, and labour compliance.
- Workforce Planning
- Payroll Management
- Labour Compliance
Enterprise Solutions
Implementation and support for leading ERP and business systems — Odoo, Sage Pastel, IQ Retail, QuickBooks, and Zoho Books.
- Odoo ERP
- Sage Pastel
- QuickBooks & Zoho
Company Formation
Complete company registration, secretarial services, and investor services to help you establish and grow your business in Zambia.
- Company Registration
- Secretarial Services
- Investor Support
Why M&J Consultants
The Right Partner Makes All the Difference
Choosing the right consultancy partner is critical. We combine local market expertise with international best practices to deliver results that matter for your business.
98% Client Satisfaction
30+ Active Clients
100+ Projects Delivered
Trusted Expertise
Our team of certified consultants brings deep domain knowledge across tax, accounting, HR, and enterprise technology in the Zambian market.
Fast Turnaround
We understand Zambian business timelines. Our processes are designed for speed without sacrificing quality or compliance standards.
Affordable Pricing
Premium consultancy services at competitive rates tailored for Zambian SMEs. Transparent pricing with no hidden fees.
End-to-End Solutions
From company registration to ERP implementation, we cover every stage of your business lifecycle under one roof.
Industries We Serve
Sector-Specific Expertise for Zambian Businesses
We understand the unique challenges and regulatory requirements of each industry we serve
Real Estate & Property
Financial planning, tax structuring, and compliance for property developers and real estate firms in Zambia.
Healthcare
Accounting, payroll, and regulatory compliance services tailored for hospitals, clinics, and pharmaceutical businesses.
Manufacturing & Distribution
ERP implementations, inventory management, and cost accounting for manufacturers and distributors across Zambia.
Energy & Mining
Specialised tax advisory and financial reporting for energy companies and mining operations in Zambia's resource sector.
Education
Financial management, compliance advisory, and payroll solutions for schools, universities, and training institutions.
Financial Services
Regulatory compliance, audit preparation, and technology consulting for banks, microfinance, and insurance companies.
Client Testimonials
What Our Clients Say About Us
Trusted by over 30 businesses across Zambia to deliver results that matter
"M&J Consultants transformed how we handle our tax obligations. Their team identified savings we didn't know were possible while keeping us fully ZRA compliant. Highly recommend their tax consultancy services."
"The Odoo ERP implementation was seamless. Our operations are now streamlined, inventory is tracked in real-time, and our team productivity has improved dramatically. M&J truly understands enterprise solutions."
"From company registration to ongoing accounting support, M&J has been our one-stop partner. Their understanding of the Zambian business environment is unmatched. They helped us set up everything from scratch."
Resources & Insights
Expert Insights on Tax & Business in Zambia
Stay informed with our expert analysis, guides, and tutorials on Zambian business regulations
Guide to Zambia’s Turnover Tax vs. Income Tax for SMEs
Choosing the right tax regime is a critical decision for any SME in Zambia. The choice affects cash flow, reporting obligations, ability to ...
Read Article
How to Claim VAT Refunds in Zambia: A Step-by-Step Tutorial
Value Added Tax (VAT) plays a significant role in Zambia’s tax system and directly affects cash flow for many businesses. While VAT is desig...
Read Article
Guide to Zambia’s Turnover Tax vs. Income Tax for SMEs
Choosing the right tax regime is a critical decision for any SME in Zambia. The choice affects cash flow, reporting obligations, ability to ...
Read ArticleFAQ
Frequently Asked Questions
Everything you need to know about our business consultancy services in Zambia
What services does M&J Consultants offer in Zambia?
M&J Consultants offers a comprehensive range of business services including business advisory, tax consultancy, accounting and bookkeeping, HR consulting, company formation, investor services, and enterprise solutions such as Odoo ERP, Sage Pastel, QuickBooks, IQ Retail, Palladium ERP, and Zoho Books. We serve businesses of all sizes across Lusaka and Zambia.
Can you help with ZRA tax compliance and PAYE?
Yes, tax consultancy is one of our core services. We help businesses with corporate tax planning, VAT management, turnover tax advisory, PAYE compliance, and ZRA returns filing. Our team stays current with all Zambia Revenue Authority regulations to ensure your business remains fully compliant.
Which ERP systems do you implement?
We implement and provide ongoing support for Odoo ERP, Palladium ERP, Sage Pastel Accounting, Sage Pastel Payroll, IQ Retail, QuickBooks, and Zoho Books. We help you choose the right system based on your business size, industry, and budget, and provide training for your team.
Do you work with startups and new businesses?
Absolutely. We offer company formation and registration services, helping entrepreneurs establish their business in Zambia from the ground up. This includes company registration with PACRA, tax registration with ZRA, and setting up your accounting and payroll systems from day one.
How do I register a company in Zambia?
To register a company in Zambia, you need to reserve a company name with PACRA, prepare incorporation documents, submit the application, and obtain your certificate. M&J Consultants handles the entire process for you — including name reservation, PACRA filing, ZRA tax registration, and NAPSA registration — typically within 5 to 10 business days.
Do you offer a free initial consultation?
Yes, we offer a free initial consultation where we assess your business needs, understand your goals, and recommend the best services and solutions for your situation. There is no obligation, and it helps us provide you with a transparent, tailored quote. Contact us at +260 950 054 386 or info@mjconsultants.co.zm to schedule yours.
Ready to Transform Your Business?
Schedule a free consultation with our experts and discover how M&J Consultants can help your business grow, stay compliant, and operate efficiently.
Get In Touch
Let's Discuss How We Can Help Your Business Grow
Whether you need tax advice, accounting support, HR consulting, or an ERP system — our team is ready to help. Reach out for a free initial consultation.
Visit Our Office
1504 Mungulube Road, Northmead, Lusaka, Zambia
Call Us
Working Hours
Monday – Saturday: 08:00 – 17:00
Sunday: Closed